ABOUT US
Symbiotic is a fintech company founded in Costa Rica in 2016, now with offices in Puerto Rico and Brazil. A pioneer in contactless payment technology, Symbiotic was the first in the Americas to achieve PCI-CPoC certification and is on track for PCI-MPoC. Its Tap on Phone app transforms any NFC-enabled mobile phone into a secure payment terminal. Symbiotic serves over 16 clients across Latin America and Europe, including major players like Cielo, Evertec, and Redeban. Backed by certifications from PCI, Mastercard, Visa, Elo, Dinners Club, Discover and Amex. Symbiotic leads innovation in digital payments across emerging markets.
OUR OFFER
Symbiotic has strong experience in digital payments and has been a leader in contactless technology since 2016. We were the first company to launch Tap on Phone in Latin America, helping businesses accept secure payments without the need for extra hardware. Our solution turns any NFC-enabled phone into a certified payment terminal that is fast, easy to use, and cost-effective. Today, we work with leading banks and processors in more than 16 countries. With international certifications and a deep understanding of the region, Symbiotic helps companies move forward in the digital payments world.
SERVICES
- MPOS for iOS
- Tap to Phone (Android)
- Digital Onboarding
- AI Computer Vision
- Tap to Device
- DCC (Dynamic Currency Conversion)
Services offered through a third party:
- Massive (Paylink)
- Tap to Pay on iOS
- Coming Soon: Biometrics
- Merchant Mobile Marketplace
- Unattended Stores
CLIENTS
🌍 International & Reference Clients
- Visa – Global Partner Reseller, VPC Certified
- Mastercard – Engage Program Member
- Cybersource – A Visa Solution
- Evertec – Regional processor with presence in 26+ Latin American countries
- BBVA – Operating in Peru and Colombia
- ABANCA – Spain
- Cecabank – Spain
- Barion: Hungria
🇧🇷 Brazil
- Cielo – One of the largest acquirers in Latin America
- Bradesco – Major Brazilian bank
- Banco do Brasil – One of the largest state-owned banks in Brazil
- RecargaPay – Fintech and mobile wallet
- Barte – Digital banking
- Multicom – Tech/payment solutions provider
- Paytime
🇨🇴 Colombia
- Redeban – Major acquirer
- Davivienda
- Wompi (Bancolombia) – Digital payments platform
- Grupo Éxito – Retail conglomerate
- BBVA Colombia
🇲🇽 Mexico
- BanBajío – Commercial bank
- E-Global – Payment processor
- iPago
🇨🇷 Costa Rica
- BCR (Banco de Costa Rica)
- Banco Promerica
- Davivienda
- BCT
- Banco LAFISE
🌎 Other Regions
- Banco Atlántida – Honduras
- Banrural – Honduras
- BCT – Panama
- OptiMovilidad – Ecuador (urban mobility solutions)